Our Services

Buying my HOME

Buying your own home is an exciting and stressful time. One thing that should not be stressful is securing a mortgage with the lender of your choice. When you have multiple choices, it can ease the burden as you know that who you go with will be the best one suited for your needs.

At Lite Financial, our team is ready and waiting to assist you in finding that perfect lender. As we work for you, we know that getting the best lender to suit your own personal finances is key to an excellent working partnership.

Buying an INVESTMENT PROPERTY

When it comes to an investment property, the mortgage you require will be structured differently to a mortgage you have over your own personal home. This can lead to all sorts of challenges and questions. Is it best to keep with the same lender as you have your home with, or should you try out someone new?

At Lite Financial we aim to answer all these questions and uncover which of the many lenders we represent are going to be best suited. Considering that there may be tax implications that need to be followed, finding an appropriate lender for an investment property is key to making it a worthwhile endeavour.

Money SAVING on Loans

How is your current mortgage? Are you paying more than you should? If you’re not sure then the team at Lite Financial can take you through different options to see if you have the best deal possible.

Did you know that when you’re considering switching a mortgage to a different lender your current financial institution may offer you a matching deal just to secure your business? At Lite Financial we can get the ball rolling and save you money on your mortgage!

If you have excessive debt, then consolidating all of them together can be a way to escape a bad situation. With credit cards, car loans, and store cards readily accessible, it can be very easy for your finances to get away. At Lite Financial we can show you the light at the end of the tunnel and get your savings back on track.

Construction Loans

Mortgages for building a home operate differently to those for ready built properties. Usually you need to release funds in a staggered approach as the property is built. A lender will need to see plans, and visit the property to make sure that everything is running on time.

Ideally, you’ll need to secure the loan against something other than the home being constructed, as it hasn’t been built yet! There are different risks involved for the lender and they want to make sure that everything happens when it should. Lite Financial has contacts with lenders that specialise in construction loans and these are often your best option.

Car/Asset Loans

At Lite Financial we don’t just do mortgages, we can also secure finance for cars and other assets (boats and caravans, etc.). Many of the lenders we work with also do smaller loans and these are perfect for asset acquisition, be it for personal or business use.

Give us a call at Lite Financial with what you need in a loan and we can give you the best options and help you through the application process.

It’s all a part of the Lite Financial experience!